Articles

From comparisons to reviews, useful tips & tricks and more – you will find it here, all in one place.

Articles

From comparisons to reviews, useful tips & tricks and more – you will find it here, all in one place.

Impulse spending isn’t a lack of discipline — it’s a reaction to an environment designed to make buying effortless. By understanding your triggers and adding small pauses and barriers, you can replace reactive purchases with intentional choices. The result is less guilt, more control, and money that stays aligned with what actually matters to you.
How you allocate your paycheque determines whether your money builds momentum or quietly disappears. By understanding three common approaches—Aggressive, Moderate, and Bad Habits—you can see where your income is really going and choose a structure that fits your goals. With clear allocation and simple automation, even small changes can turn each payday into steady financial progress.
Lifestyle creep happens when higher income quietly leads to higher spending, leaving little extra to save despite pay rises. By building awareness, automating savings, and making intentional choices about upgrades and habits, you can enjoy earning more without losing control of your finances—and keep more of each paycheque working toward long-term goals.
Sinking funds help you plan for life’s irregular expenses before they become stressful surprises. By setting aside small amounts each month for predictable future costs—like insurance, car repairs, or holidays—you turn large, uneven bills into manageable payments. The result is a calmer budget, less reliance on credit, and greater confidence that you’re financially prepared when expenses arise.
Cashback is one of the easiest ways to earn money back on spending you already do every day. By using the right combination of bank accounts, credit cards, and cashback platforms, small percentages quickly add up—often to hundreds of pounds a year. With a strategic focus on essentials and smart reward stacking, cashback becomes a simple, low-effort boost to your finances.
Utility bills might be predictable, but they can quietly drain your budget if left unchecked. With energy prices rising and broadband and water costs often overlooked, small changes to your daily habits can add up to hundreds of pounds saved each year. By reviewing tariffs, improving efficiency, and trimming unnecessary usage, you can take control of your household expenses without sacrificing comfort.
Black Friday can be a powerful way to save money—if you plan ahead. Learn how to spot genuine deals, focus on essentials, and turn seasonal discounts into year-round savings.
Digital-first banks like Monzo, Revolut, and Zopa offer smarter, faster, and more intuitive ways to manage your money. Compare features, fees, and tools to find the best fit for your everyday banking.
Budgeting puts you in control of your financial journey. Learn how to track income, plan spending, build an emergency fund, and set clear goals so you steer confidently toward your priorities.
ISAs are your tax-free garden for savings and investments. Learn the main types, key rules, and tips for choosing providers so your money can grow efficiently and securely over time.